Hong Kong

Hong Kong is deeply integrated with western culture. Although its foundation began with China, it became more influenced by British colonialism and, as such, has developed an identity all its own.

You’ll notice this unique mixture immediately when you arrive. Street signs that line the city are printed in plain English with names like “Queen’s Road” or “Russel Street”. We quickly learned, however, that you can’t count on the English versions of the roads to get around.

Screen Shot 2015-03-09 at 1.44.20 PM

None of the cabs we took spoke a lick of English, nor did they understand the English version of our destination’s cross-streets. Even more complex, as we learned from some locals, is the Chinese version of the streets don’t directly translations to the English ones. In essence, many streets have two distinct names.

Tip #1: Always take a picture of the local Chinese text of the destination you want to go (or write it down) so you can show it to the cab driver. Learning a nearby landmark’s local name won’t hurt either.

Other than that, getting around town was fairly easy with Google Maps and English (remembering, of course, that it is always a good idea to learn a few local phrases out of respect for your host country.)

times-squareThere is a constant sense of old and new while walking through Hong Kong. A trendy bar filled with young business people dressed to the 9s is placed directly next to a tiny old-style market with burlap bags of dried foods displayed on its stoop. You’ll see bamboo scaffolding next to an ancient temple with rising incense smoke flowing into the neon lights of a brand new bar, only a block away from a two story aluminum-plated Apple store. The city is somehow both completely foreign yet comfortable and familiar.

Tip #2: You’ll notice symbols such as “11/F” on some signs. The pattern refers to the floor an establishment is on. In this case the “11th floor.”

ho-lee-fook-4-818x535On our first night, we stumbled through a neighborhood filled with expats. It took a moment for it to register, but rows of restaurants and bars were completely filled with non-Chinese locals. In a way, it was like Hong Kong’s American-town, nicely balancing out our China-town back home.

The concept of culture fusion continues into the world of food. There’s a continuum of tastes ranging from the very pure and authentic Chinese dishes, to its modern interpretations, all the way to an east-meets-west blend. The first restaurant we stopped into was brand new and, sadly, we were drawn to mostly on name alone. It was called “Ho Lee Fook” and it had a 1-hour waiting list. We used the time to visit some local bars and grab a drink before dinner.

Jackie has an amazing sense of finding “good spots” when we travel. She is an instinctual Yelp database. On our kill-time-before-we-eat bar-cruise her spidey-sense drove us into a small bar called the Three Monkeys. No exaggeration, we had the best drinks we’ve ever had in our lives. Perfectly blended and absolutely delicious. At this point we also began to realize that Hong Kong was not cheap by any means – each drink was around $15+ USD.

sum_1617-2373926169-o

We finished up and headed back to Ho Lee Fook. The hostess led us down into the basement; Jay-Z and Jimi Hendrix’s music filled the rooms. Once we sat down and got comfortable we realized the restaurant was filled with Americans and Brits. We stumbled into another ex-pat bunker.

Restaurant_0

Tip #3: When you are visiting other countries and time is limited you can sometimes get a slight feeling that you’re getting cheated out of your adventure when you get surrounded by tons of your own people. But, in this instance, we recognized that these ex-pat areas were very much part of the local culture and we embraced it. It helped that the food was amazing. The final bill came in around $80-$100.

We hit the must-do list.

27712944We took The Peak Tram up the famously steep climb to the top of The Peak Tower. There you get a 360-degree view of the city, 396 meters above sea level. Walking around the small town at the top of the hill finally gave us a sense of the beautifully lush, island-rich landscape that is Hong Kong.

1.1.1.2-Peak_03

Tip #4: Don’t waste your money on The Peak Tower’s 360-Degree View entrance fee. Wrap around to a nearby building’s rooftops and get pretty much the same view for free. Also, sometimes it’s foggy and you can’t see anything up top anyway. Try to go on a clear morning.

We also headed to see the “big buddha” by the way of gondola and got even more breathtaking views of the country.

hk-cablecar

But mostly we ate.

Screen Shot 2015-03-09 at 1.39.42 PMI’m not sure, but I imagine it’s quite rare to visit two of the least expensive Michelin star rated restaurants in the world back to back. We had dim sum at Din Tai Fung, which was good but not mind-blowing – and a bit pretentious. Even more memorable was the savory gravy biscuits we had at Tim Ho Wan on the bottom floor of a mall for about $1 each. They close early so make sure you check the hours before you go. We got there a bit late, but they were nice enough to make a few to go boxes for us take out. We shared one biscuit from the bag as we walked away and they were so good I ran back to the restaurant to get six more.

My biggest food fumble was made by my weakness to marketing propaganda. Everywhere we went we saw a McDonalds promoting “the prosperity burger.” I had to know what it was so I finally gave in and ordered it on our last day. All it was was a McRib with onions. Yuck.

prosperity burger

Finally, I want to give a shout out to the awesome stay we had at Hotel LBP. They staff was friendly, the rooms were super nice and we got it at a great price (possible from a promotion.)

Plans for World Tour 2015

aroundworld Jackie and I will be taking a trip around the world in 2015 and based on feedback from friends we’ll be tracking the trips here on this page! We’ll post maps, updates, pictures, and destinations; if you want to join us at a stop just check in!  You can also follow our updates by following me on Twitter.

Things We Will Do On This Trip

Explore: Our love for travel and adventure will be a major driver for this trip. We have many places we’ve always wanted to see and activities we are excited to try. If you have an activities or adventures that are a must we’d love to hear your ideas! One thing we are thinking of trying is hiking every mountain we visit, or snorkeling in every ocean 🙂

Work With Startups: There are many “startup hubs” around the world starting, growing and blowing up. While on this journey I’ll be looking for ways to get involved, help grow/create them, and contribute to the ecosystem in any way I can. I’m excited to see how different each city has developed their mix of cultures, perspective, and goals that are sure to be even more diverse than ours in the states.

Volunteer: We’ll be pursuing a mixture of the things we love (in addition to one another.) We plan to volunteer a few weeks between each trip offering help to local communities such as working with kids, farms, and/or employing Jackie’s nursing experience and my entrepreneurial experience where we can. If you have suggestions let us know 🙂

Find A Home Base: We are not only looking forward to traveling in all these amazing countries, but we are interested in making one of them our home for a while. At the very least an HQ to call home between each trip. That being said if we find an environment we can add long-term value to and a community we like – we may stay! I’ve always wanted to live overseas, and I hope we can find a place that fits us nicely! Our potential home base ideas so far are: Berlin, London, Dubai …

Extend The Trip: From now and throughout the trip I’ll be working on projects that can hopefully generate passive income to extend the trip as long as possible. I am further inspired by what this entrepreneur calls a “digital nomad”. I’m looking forward to getting back to basics and building small focused products, finding a niche, and supplying  a demand without “searching for the next big thing.”

Itinerary
Below are some interactive maps (click on the map to get an interactive version) of where we are planning to go. From what I’ve heard, “planning” a long trip like this can be self-delusional. The reality of what you really end up doing will occur along the way. How long will it last? Well, as long as we can make it last I suppose. Making the dollar stretch for two will be an adventure of its own. We get a lot of questions asking where we’ll be – below is our best guess so far.

UPDATE: As predicted our our trip route hasn’t gone as planned below. You can track our actual route as we create it here.

Part I: First Teaser Trip – Pacific Islands / Hong Kong / Japan  [COMPLETED!]

Screen Shot 2015-02-24 at 9.44.40 PM

Part II:  South America [CANCELED] 😦

Screen Shot 2015-02-24 at 9.45.10 PM

Part III: South Pacific/Asia Legs – (Old Route)

Screen Shot 2015-02-24 at 10.11.05 PM

Part IV: Middle East – Europe (Incomplete plans)

Screen Shot 2015-02-24 at 9.45.46 PM

Part V: Africa  (Incomplete plans)

Screen Shot 2015-02-24 at 9.45.24 PM

 

3 reasons why I’m bullish on extensions, plus a better scheduling app.

simplicity-b2b-content-marketingScheduling time to meet with someone is one of those things that’s just hard enough to be annoying, but probably not complex enough to need a whole new tool to simplify it. It’s one of those problems that makes for a perfect example of how-to, or how-not-to, create a great product.

Often in the product world we find a problem we want to solve and end up creating a far more complex system to solve it; one in which the user has to change usage patterns or require ramp up time. As a result, minor problems and annoyances (like scheduling meetings) don’t get dramatic improvements because the cost v. benefit v. ramp-up never quite get to a point in which the user is willing to change their habits to gain the benefits from a new tool. “I’ll just send an email” or “I’ll just use a spreadsheet” can kill the potential for “robust” products. And rightly so, email and spreadsheets are comfortable, versatile and already understood between groups.

That’s why I have been bullish on extensions, especially the Google Chrome ones.

The good ones are able to find a balance between:

  • A lack of ramp-up time.
  • An integration into the tools and workflows I already use.
  • No requirement for other parties to have the platform in order to use it.

189171-bf657de80640275b84d3931444d6fafe-medium_jpgAn example of a great extension I was introduced to recently is Assistant.to. Assistant.to is a Chrome extension that links to your Google Calendar and extends your Google Email composer so you can easily drop-in potential appointment/meeting times as text and links in your email. There was no setup, all the interaction happens within the GMail composer, and the form factor works in a way that needs no additional explanation or signups for the receiver.

It is a must have tool for sure! Here are some screenshots of the workflow:

 

Checking_in____-_sean_shadmand_gmail_com_-_Gmail
Extension overlay

 

Checking_in____-_sean_shadmand_gmail_com_-_Gmail 2
Expanded overlay

 

Checking_in____-_sean_shadmand_gmail_com_-_Gmail 3
Select availability

 

Checking_in____-_sean_shadmand_gmail_com_-_Gmail 4
Available times copy and pasted

 

Assistant_to_-_Your_Personal_Scheduling_Assistant
Meeting confirmed

As a note, another great extensions I’ve been using lately is the one Grammerly.com that allows great inline writting corrections and tools.

Wanderlust

Jackie and I will be taking a trip around the world in 2015 and based on feedback from friends we’ll be tracking the trips here on this page! We’ll post maps, updates, pictures and destinations; if you want to join us on a stop just check in!  You can also follow our updates by following me on Twitter.

Things We Will Do On This Trip

1. Volunteer: We’ll be pursuing a mixture of the things we love (in addition to one another.) We plan to volunteer a few weeks between each trip offering help to local communities such as working with kids, farms, and/or employing Jackie’s nursing experience and my entrepreneurial experience where we can. If you have suggestions let us know 🙂

2. Work With Startups: There are many “startup hubs” around the world starting, growing and blowing up. While on this journey I’ll be looking for ways to get involved, help grow/create them, and contribute to the ecosystem in any way I can. I’m excited to see how different each city has developed their mix of cultures, perspective, and goals that are sure to be even more diverse than ours in the states.

3. Explore: Our love for travel and adventure will be a major driver for this trip. We have many places we’ve always wanted to see and activities we are excited to try. If you have an activities or adventures that are a must we’d love to hear your ideas! One thing we are thinking of trying is hiking every mountain we visit, or snorkeling in every ocean 🙂

4. Find A Home Base: We are not only looking forward to traveling in all these amazing countries, but we are interested in making one of them our home for a while. At the very least an HQ to call home between each trip. That being said if we find an environment we can add long-term value to and a community we like – we may stay! I’ve always wanted to live overseas, and I hope we can find a place that fits us nicely!

5. Extend The Trip: From now and throughout the trip I’ll be working on projects that can hopefully generate passive income to extend the trip as long as possible. I am further inspired by what this entrepreneur calls a “digital nomad”. I’m looking forward to getting back to basics and building small focused products, finding a niche, and supplying  a demand without “searching for the next big thing.”

Itinerary
Below are some maps on where we think we will go. From what I’ve heard, planning a long trip like this is illusion to ones self; eality hits quickly when you finally jump in. Most critically #5 will determine how long this adventure will end up lasting. Making the dollar stretch for two will be an adventure of its own, but since we get so many questions on where we’ll be you can use the maps below to stay updated as we “learn” and “do.” Feel free to follow them by clicking the respective links.

South East Asia Part 1

Central/South America

Africa

Asia/Australia

Europe/Middle East

Product Review: Duolingo a free language learning app

Duolingo_logoBased out of Pittsburg Pennsylvania this app was created by the founder of reCaptcha and has taken a truly new approach to learning foreign languages.  For one,  as compared to other tools like Rosetta Stone that costs its customers hundreds of dollars per language, Duolingo is free to use!

Beyond just being free, the app has done an excellent job in gamifying the language learning process with daily challenges, points, and levels. One simple feature that caught my eye was they option to “test out” of individual levels avoiding the need to review an entire section you may know. I’ve been using it for the last three days and have thoroughly enjoyed it.

Here are some screenshots of gameplay:

screenshots_duolingo

There is a second mission to Duolingo’s story that makes the app even more unique. In the backend, while you are using the app to learn a language, their algorithms are simultaneously using your answers to help improve translations for websites and other documents!

If you are interested in picking up another language Duolingo leaves you with few excuses not to start today. Adios y gracias!

 

Product Review: A great new way to write better emails, blogs and more

1901937_900007186684939_6521091158949317344_nIt’s no secret, out of all the talents I may have, the acuity for perfect grammar is not one of them. As a child, my poor spelling was covered up only by my even worse handwriting. As hard as I try, remembering to use “then” instead of “than” seems to find a way to slip by me!

Spellcheck and other technology gave me the confidence I needed to write more often, and a 140 character limit on Twitter helps force you to find more value in fewer words. However, those technologies are limited in scope and miss simple word confusion like “then” and “than” that slip by now and again.

If there are others out there like me, and it sounds like there are THEN I need you to check out this great new tool! It will help you push out more consistently proofed and well-manicured copies of writing THAN you’ve ever had before!

The tool is called Grammerly.com. I’ve only been using it for less than 24 hours, but I’m already impressed. The basic plan is free, and it comes with this neat little Chrome extension that super-charges your browser-based text. Here are a few of examples:

 extension

Unfortunately, it still missed some “then” and “than” mix-ups, as well as a few situations where two words should be one (e.g. proofreading). These are mistakes that only a person would catch. That’s where the fun part comes in.

They have this neat feature called “Professional Proofreading,” and for $0.02 per word, you can request a real live human to read over your material. Below is my experience and what provoked me to write up this blog!

 

professional
Request proofreader

ready
“proof complete” notification and email

corrected
download red-lined copy in only a few minutes.

 


Of course, you wouldn’t use a professional proofreader all the time, but for important emails to the public or to double-check each blog post, it may be money, and time, well spent. Enjoy!

 

 

​I invested 50/50 in Betterment and Wealthfront and this is what happened

022312_etfs_front_leadI’ve been hearing a lot of debate between financial “experts” and casual investors around the pros and cons of ETFs and managed VS. unmanaged accounts.  As I mentioned in this posts about “when experts disagree do your own thing” I figured the only way to get a non-bias answer is to spread my investments in them all and see what happens in 30 years. Sure, anything could happen but if nothing else I’ll learn a lot.

​I recently invested 50/50 in Betterment and Wealthfront for my unmanaged ETF test (based on my good friends Daniel Odio’s post) to see how they perform overtime and to compare the results to my fully managed investment account. This won’t be as much of an investigation and extension of any debate but rather a summary of my personal experience with products and services across the board. For this post I will focus on what my initial experience has been between Betterment and Wealthfront so far.

I thought it would take a while to start spooling up some experiences but in the first inning (as a new depositor into both Betterment and Wealthfront accounts. Same amounts, risk settings etc  ) Betterment is definitely ahead, here’s why: the stock market took a plunge these last few weeks and I wanted to  invest in the possible fire sale. Now whether or not that tactic is sound is another story. What matters to me personally is that I was able to invest directly from my bank account into Betterment within 24 hours seamlessly. In addition the site and my app showed me the money was deployed and begun to display gains/loses immediately. Wealthfront took over a week to transfer and although the money shows as being pulled from my bank account there is still no sign of it in the Wealth front app or dashboard. The app has no insight into anything and just shows a list of recently posted blogs by the company.

That lag has already cost me 3% and If the market continues to recover it who knows how much that will mean long term. Of course if the market continues to dip the lag in wealth front will be a lucky break but I don’t use a service hoping it will work poorly so that sways in the market will work in my favor. 

Regarding the apps, Betterment is the winner so far as well. Welathfront may have no more information and graphs once the funds display correctly, but who knows at this point as a new investor – current there is just a 0 on the screen that is not clickable. Betterment lists my pending transaction, as well as current deployed capital broken down by earnings to date. And it’s the same story for the website. From a user experience point of view Welathfront just shows me the same form it showed me when I initiated the bank transfer – no updates or info is accessible for this account with any useful information.

The lack of “warm and fuzzy” information I am getting as a new customer leaves me concerned for what my future experiences will be like with Wealthfront.  It’s far to early to count them out since, if after the funds are deployed, I may get great graphs, information, tax benefits, and more but as a new user the cold hard fact it I am more satisfied with the way Betterment is taking care of me than Wealthfront.

In closing, at this stage of the experiment I:

a) hope that the post-funding user experience at Wealthfront is way better than the ramp up experience.

b) suggest that WealthFront improve upon the points listed above.

I know there may be many features and options that I am missing that both can do but in the initial experience where features are limited as is my expertise with using the systems I can only comment on what I know as a new customer and that is what I have done. Honestly, I win if both do well so I mean it when I say: best of luck to the challengers!